awareness

The other day my sweet, beautiful friend was mourning the death of her perfect FICO score.

She had been like a lot of us. She had done everything right. She watched her debt, bought her own house, payed her bills on time, even paying most of the balances in full every month – then disaster struck.

No, not the Great Recession, although I read an article in 2010 that said something like 80% of our FICO scores took a hit. (Gasp)
Nope.
She decided she’d had enough of her soul sucking job. She pried the fingers of the corporate world from around her neck and made a break for it. It was never her intention for her finances to be less than stellar, but sometimes shit gets real, and now, several years later, after the dust has settled, her FICO score sucks.

I have another friend whose ex-husband drove their relationship and her pristine FICO score off a cliff and into bankruptcy. She’s worked really hard to build it back up and overcome the shame of it.

There is a lot of shame attached, like a scarlet number is etched on your forehead.

This pissed me off! These are both incredible women. These are not bad check writing, run-up-the-credit-cards-on-late-night-internet-binge-shopping, kind of girls. And I know about twenty more.

Guess what ladies. YOU ARE NOT YOUR FICO SCORE.

Sometimes when you embark on a new life things get trashed, thrown into the chipper. Divorce, layoffs, mortgage under water, illness.
One of the things that can get caught in the collateral damage besides your pride, may be your FICO score.

People, it’s okay. Your score may have taken a beating, but hey, you’re still a good person.

I remember being so proud after I met my husband and we transferred my house into both of our names. The banker came out flushed and grinning ear to ear, looking like he’d just had illicit sex, (because to those banker types, FICO scores are a BIG turn on) anyway…he announced that our scores were in the high 700’s – one number apart. He refused to tell us which person had the higher score, which was smart and proved that the blood was returning to his brain.
I’m sure he could sense that we were competitive.
Listen, I just assumed it was my husband since he is methodical, thrifty, and exhibits self control – and he assumed it was me – for no good reason other than he loves me.
That’s why this marriage works.

So…you can imagine my colossal dismay when after doing everything right, for so many years, after my store closed – my FICO score plummeted.

Debt ratio, plain and simple.

Some poor slob at Chase, mentioned the number once when I was feeling particularly vulnerable (otherwise known as 2010-11), and I screamed and went into the ugly cry. My response was so over the top they checked to see if it was a mistake. Then, after they could see that it was not, they stood far away from me, nervously twisting the piece of paper. Where minutes before their eyes were filled with judgement, now they were looking at me with eyes full of pity.

“So my life took a U-Turn! Don’t look at me like that – bitch!”
I AM NOT MY FICO SCORE!

And neither are you.

These fucking numbers keep us enslaved in a world of potential disapproval, like a judgmental parent.

“Oh, don’t leave that job it might lower your FICO score.”

“Geez, your funding that business on your credit cards? Isn’t that going to ruin your FICO score?”

“Shit, your house Is upside down, what did that do to your FICO score?”

Hey, I’m not advocating ruining your credit with nasty, irresponsible deeds. I’m just sayin’ to those of us that were uber-responsible:

Investing your definition of yourself in something so unforgiving is emotional suicide,

AND…
I think it’s a racket.

I for one was a slave to mine. I stayed too long in a job I should have left, I hesitated accruing debt in my business when the recession hit, (the people I know that did are still standing) and then, in the end, after being such a good girl, the very thing I feared the most – happened.
I got slammed, owing everyone in the world money.

I went to the bank. I pled my case. I pay all the minimums.
Too bad – tough luck – bye, bye…

FICO is like a toxic relationship. We give it our money, our attention, our loyalty and it doesn’t return the favor.

It issues us a number that defines us, like a teacher on report card day.

It’s been almost seven years, which is when you are issued your Get Out Of Jail Free card.

But I’m already free and so are many others like me.
Truth be told, I don’t look at it anymore, I haven’t for years.
I decided that with the limited amount of fucks to give that I still have left, (thank you Mark Manson, you can check out his essay on The Observer’s Voice Facebook page) I shouldn’t waste giving a fuck about this kind of stuff anymore.

Nope, we are not our FICO scores.

What a relief.

xox

And somedays they all come out to play…and that day is otherwise known as Monday.

Carry on.
Xox

Me love this BIG time! Me use bad grammar. Me need coffee.

Happy Sunday – because NOW you are Fail-Proof!

7. YOU DON’T TAKE RESPONSIBILITY FOR WHAT HAPPENS IN YOUR LIFE

Yeah, fuck people like that.”

To read the rest:

http://markmanson.net/why-you-fail

xox

I participated in an interesting exercise last spring.
It was suggested as a kind of fact-gathering, first step.
Part of an online, open hearted, business school that I took.

marieforleo.com/BSchool

What I did was to ask about thirty five people I respected, in the humblest way I could think of, to list my best qualities.
You know – for school.

I assured them it would be over quick, it was for my education – and we would never need to speak of it again!

At first you feel like a real assbite crafting such an email.
It could resemble an ego driven fishing expedition; but really, it wasn’t, and if you could get past the initial “yuck factor” and just write it from a place of heart-filled curiosity, it made it much easier to hit SEND…and I know people could sense that.

The idea behind this, in business speak, is that you can track the responses, and the ones that repeat enough to become your top three are your “greatest hits” so to speak – and those are the ones you could conceivably charge money for.

But what I garnered from this exercise went waaaaay beyond monetizing my personality.

1) If you have the balls to ask people you respect (and that’s an important distinction, don’t just ask every troll you find under a bridge) the emotional payoff is extraordinary.

My people, were honest, to the point, and didn’t pander or sugar coat their response. Come to think of it, that’s probably why they’re my friends.

2). You get HUGE insight into YOU. In a really good way. Stuff you didn’t ever think about yourself.
For me, good listener was in my top three. Who knew? I would NEVER have guessed that.
Big talker, interrupter, chatty, conversation hog – yes.
Good listener? Not so much. That was a truly unexpected surprise.

3) It felt so damn good to be seen. And complimented.
I want to send that letter every year, just to bask in the feedback kind of good.
I felt everyone’s two minutes of attention all the way down to my big toe.

Why on earth don’t we tell people how we feel about them?

The aspects we admire. The things they do better than anyone else.

Without them having to write a dumb-ass email?

Why don’t we compliment those around us, letting them know what they’re doing right in the world?

So much rage comes from feeling unseen and unheard. It kills some people from the inside out.

We’ve become a society that is quick with the snarky review. Some of the stuff I see on Yelp or on blog feeds makes me cringe.

I like to write letters, emails or comments when someone does something right. Positive reinforcement I guess.
I just know how good it feels.

I’ll leave you with two things before I get off my soapbox.

Last Friday my husband made a bank deposit and it never showed up online. So therefore it never happened. You can imagine his anxiety level last weekend. First thing Monday morning he went into the bank with his hair on fire. Not really, he’s bald. But three days of wondering had left him “Where the fuck is my money?” curious.

Seems he had attached a deposit slip from another bank account at a completely different bank to the check…so the manager WALKED it two blocks over and deposited it into that bank.

He did WHAT?! Are you kidding me?

Above and beyond the call of duty – so hubby is writing a letter full of admiration to this guy’s superiors.

You gotta tell people when they’re awesome.

Number two is this: Take a minute and think of someone who would be the most surprised, who feels the most invisible, unseen and unheard – and send them a text or an email with a compliment. Doesn’t have to be elaborate. Just a short “I really appreciate what a good listener you are. Thank you.”

Trust me, it’s going to make their day. Maybe even their month.

Love you guys, I really do! You are loyal and insightful and obviously have very good taste in blogs.

Have a great weekend!
Xox

* Hi Loves,
Recently I tried to rush someone’s healing process.
Right? Shame on Me! I’ve been there, I know better!
So I needed to re-read this to remind – myself.
Maybe you need it too.

Healing takes time! Time to find the silver lining, to look on the bright side, to discover the purpose, to remember that this too shall pass.
Sorry.
Carry on-

Barn’s burned down,
now I can see the moon.
~Masahide~

Oh, so I get it!

Don’t worry about the loss of that beautiful, useful, building you’re still paying for, now you have a view…of the moon…on the nights when you’re outside sobbing over your lousy luck and the shit the insurance company’s putting you through.

Only then can you take a second to raise your snot covered face to the sky,
“Oh never-mind, why am I so devastated? – that is so beautiful…now that the barn’s gone…I can see the moon”.

NOT!!

I wish to God Almighty I could always be that enlightened in the face of crisis and chaos!

Car got totaled,
now I can get some exercise…
How practical.

Or how about,

Husband left me,
now I can catch up on my reading…
Ommmmm…perfectly Zen.

Don’t get me wrong.
I love the message behind these spiritual sayings,
and they really do give me pause to do a reality check, but honestly! Who lives like that?
Maybe me on a good day.
But it would have to be my best day ever.

I take it as a suggestion of an ending place, a goal, a place to aspire to.
Because, if I live under the impression that that’s where I should be immediately, it makes me want to scream and cry, and punch somebody in the face.
It may take me awhile to get there, shit, it could take years!

If the proverbial barn burns down, I’m gonna freak out.
I’m gonna get mad.
And sad.
And scared.
Maybe all at the same time.
Because in that moment, that’s appropriate.

I’m going to use every profanity known to man,
in every language I can think of, and some that haven’t been invented yet.
I’m going to yell them loudly – and often.
As verbs and nouns and adjectives.
They will start and end every sentence I speak.

Maybe NOT appropriate, but amazingly cathartic.

Then, only after the dust has settled, and I’ve had a good cry and a glass of wine and regained my composure…
THEN and only then…will I appreciate the fuckin’ view.

Xox

I’ve never really defined the soul on these pages.

Not to be confused with God. Or is it?…

The soul is God’s wingman (duh, everybody know that) but like God, Soul can be an emotionally charged word, and I get scared that you’ll get all “no you didn’t” on me, and slam the door on our friendship.

Soooo…I really like this interpretation by Iyanla Vanzant.
I find it insightful and clever.

“The soul I believe is the fingerprint of God that becomes a physical body.”

I know what I believe, (I’ll tell you later) but just for shits and giggles, I wanted to see what was out there in the popular landscape.

So here goes:
The top, number one definition in the Urban Dictionary is:

SOUL
Currency to trade with the devil.

WTF? Seriously? Yup.
“I just made a deal with the devil – I sold my soul for a brand new television.”

Let’s all take a moment…Hmmmmmm…Okay.

The second one is more comprehensive, I guess. Well except for number 9, number 9 is a cop-out.

SOUL
The existence of the soul is heavily debated in the first place, and its definition varies greatly from party to party, though everyone believes that everyone else’s definitions are wrong. It is generally agreed to be something possessed by every person, and that’s about all. Therefore, the soul may or may not be any of the following:
1. The human mind, that is, that thinking thing lodged behind your eyes;
2. The essence of humanity;
3. The essence of that which makes a person good and decent;
4. The quality of sentience or human intelligence;
5. All of someone’s personality or what makes them unique;
6. Some mystical version of a person that lives on after the body dies;
7. A spiritual concept, created by God (or the gods if you prefer) or a part of him;
8. The quality of being alive;
9. Anything else you can think of along these lines.

Note that it is also up for debate whether or not non-human animals, or for that matter, plants, have souls; feel free to adjust these answers accordingly.

Strangely, no one seems to suggest that animals have souls and humans lack them.

This third one is the gospel truth. Just kidding, but I love it.

SOUL
The Godson of James Brown and Princess of Aretha Franklin. James Brown, the Godfather of Soul / Aretha Franklin, Queen of Soul.

Number four is pretty deep. It appeals to all the angst-ridden artists, writers and philosophers among us – and contemplators of belly button lint.

SOUL
The only part of you that really matters. You can give it to anyone you want, but its hard to ever get back.

“Until you know that life is interesting – and find it so – you haven’t found your soul.”~ Geoffrey Fisher

“How strange a thing this is! The Priest telleth me that the Soul is worth all the gold in the world, and the merchants say that it is not worth a clipped piece of silver.” ~ Oscar Wilde

“A sensible man will remember that the eyes may be confused in two ways – by a change from light to darkness or from darkness to light; and he will recognize that the same thing happens to the soul.” ~ Plato

Finally, the one I believe, number five.

SOUL
The energy of life existing in all beings. Exists both inside and outside of the beings physical shell as both a fuel for the physical realm and a connection to the universal life force.
The force of mind/body/spirit that has always existed and will always exist.

“While life slipped from my body with each breath, my soul emerged, strong and vital and ready for the next part of the journey.”

But wait! There are more! I especially like number thirty-two.

SOUL
A place that exists for the single purpose of hosting a bird house for the blue canary in the outlet by the light switch to live in. Also, the part of your body that lives on after you die.

“Make a little bird house in your soul…”

I was wondering what that bird house for the blue canary in the outlet by the lights switch was!
(Palm slap to the forehead).

But seriously, the soul can be defined these days in whichever way makes you feel the best, which has become abundantly obvious.
Thank you Urban Dictionary. But I like that. I like that there’s no set-in-stone, my-way-or-the-highway definition.

So, are we still friends?

“A love so big it cannot be contained.” came to me while I was writing this. I probably read that somewhere and can’t remember who said it. But I kinda love that too.

Oh wait; maybe that’s a Soul Mate.
Jeez. Carry on.

You want to share your definition of Soul? Now that you’ve seen all these choices, which one resonates with you?

My soul loves your soul,
Xox

PROCRASTINATE

synonyms: delay, put off doing something, postpone action, defer action, be dilatory, use delaying tactics, stall, temporize, drag one’s feet/heels, take one’s time, play for time, play a waiting game
“fear of failure often causes people to procrastinate”

For the last several years, on the date of the Winter Solstice, Darling Diana holds a meditation. It is my favorite one.

Held on the evening of the longest night of the year, it manages to be dark, moody, sacred, and festive all at the same time.
If you can imagine that.

There is always a huge turnout, hugging of old friends, crystals glistening in the candlelight, and this year a Christmas tree.

One of the traditions (and I love a good tradition) is to intuit a word during the meditation and then write it down.
This will be your defining word for the year.
No pressure.

She cautioned us not to overthink it. “Just empty your mind and let the word come to you“, she advised. “It may not even make any sense, just stay with it.”
And off we went; into that dark mid winter’s night meditation deep.

Never one to be able to just follow a simple assignment, I got TWO words that kept repeating. No matter how many times I shouted “NO!” at them.
“Hey, follow the rules you guys, besides, those words suck.” Wow, even my meditation voice is snarky.

I would write them on imaginary paper in my head and then wad it up and throw it away. Still there.
I would scratch them out with a big red circle/slash. No use, they kept coming.
Not only were there two words, one of them scared the shit out of me. It literally made the hair on the back of my neck stand on end. It gave me a headache.

My words: Aligned Conception. WTF?!

Conception is a loaded word for me, since I’m someone that is of the childless persuasion; and at my age, and in my circumstances, it would be a colossal fuck-up – and a medical miracle.
The act of conceiving a child is something that I have actively avoided my whole life, sooooo I’d have a lot of fast talking and explaining to do – to my body – to my husband – to our doctors – and our future.

For about three minutes, in the grips of a deep panic, I fought that word tooth and nail. I did, I bit it and clawed at it.
It was an epic battle between ME and me.

Then I just gave in. Fine. Fuck you, Conception. (pun intended). You win.

But what I’d been overlooking in my immediate and strenuous, jumping to conclusions, was the word aligned that had preceded it every time.
Aligned conception – idiot.

Aligned Conception. What a concept. Now I love my word(s)!

Aligned, meaning to line things up. BEFORE you make a move.
I tend to be impetuous, so daily, no, make that hourly, I’m attempting to think before I leap.

Well played Universe.

Waiting to be inspired, which I’m doing more and more.

Creating or conceiving ideas or concepts, as they line up, make sense, feel right.

Noticing that if you’re aligned, all the right people, places, ideas, and inspiration will beat a path to your door. Impetuous not so much. It can’t find your door because it couldn’t take a minute to write down your address.

Taking the time to align, sounds a lot like procrastination – well, yeah, it is, except it’s Divine Procrastination. With it you’ll take Inspired Action, you’ll experience Aligned Conception.

This is foreign to me. Fish out of water foreign. I’ve never been a procrastinator. Ever. Ask my husband, oh wait, he’ll tell you later. He’s a pro, and it works for him. I had to break it down to understand it. Here’s how I think it works.

I always thought procrastination was a dirty word, with a negative connotation. It was a habit of the fearful and the lazy. It can be, but it’s also a tool of the wise.

Let me explain.

How many times have you made THAT call or answered THAT email, when you weren’t lined up (aligned)?
You hadn’t taken the time to breathe, get centered, take a walk, or kick the dog. How did that go?

Light-yourself-on-fire shitty, right?

How many projects have you started when the funding was dicey, the players weren’t lined up, your ducks weren’t in a row, your i’s were not dotted, your t’s were not crossed – and your gut told you to wait?
KA BOOM! Crash and burn, right?

I may know a thing or two about this, being as impetuous as I am/was.

What if I had only procrastinated? Waited for the “gut green light”?

If it doesn’t feel right. I won’t do it. I’ll Wait. I’ll Align. Then I’ll Conceive.

Got it!

I don’t know about you, but I think Aligned Conception just kicked Impetuous’ ass.

Xox

This gave me chills…

Imagine there’s no heaven
It’s easy if you try
No hell below us
Above us only sky

The answer’s love – always love
xox

“At times the world may seem an unfriendly and sinister place, but believe that there is much more good in it than bad. All you have to do is look hard enough. And what might seem to be a series of unfortunate events may, in fact, be the first steps of a journey.”
― Lemony Snicket

I have a guilty pleasure. Well, I have many, but this is one I feel okay mentioning in public.

I love HG (Home and Garden) TV. There I said it.

Watching these shows borders on an obsession. What I love is the fact that they depict complete remodels in under and hour. You know, the ones with the unrealistic timelines and the implausible budgets to match.

“Hi, Um, I’m Tiffany and I’m a barista and my boyfriend Todd sells seashells by the seashore. We have a budget of 1.3 million…”

This makes my contractor husband’s head spin around like the Exorcist. Most likely because it continues to feed my instant gratification fixation, and now I too have come to believe that you can get a complete kitchen gut and renovation in under four weeks. And a gorgeous home in a good part of town for no money.

“That’s bullshit!” he yells indignantly at the TV to the good looking brother team who are right out of central casting. “Not if you want it done right!”

Calm down, big guy. It’s TV.

Regardless, I get lost in the marathons they string together on Sundays. I DVR them and sit like a drooling fool for hours.
The other night I watched seven. In a row. Without peeing. I’m not proud of it. I may need help.

Hey, here’s an observation: there’s definitely a good cop and a bad cop in every relationship.

Most often the men in these remodeling scenarios are pretty accommodating and easy going unless the budget blows up. Then their voices raise an octave, their eyes bulge and their heads explode. Still, even then they’re pretty quiet about it, suffering silently, with some stiff upper lip flop sweat, looking into the camera for a little viewer pity—or spare couch cushion change.

The women, I’m afraid to say, and I’m generalizing here, are bitches.
Barbazillas. Plain and simple. Bad cops on steroids. Changing things and then yelling about the timeline, popping in unannounced and then second guessing the process.

They hate how the marble looks.
“Why is the white paint so white?” they wonder loudly, hands on hips.
“Who the hell picked out THAT floor tile?” they huff.
“I said FRENCH DOORS!” they scream.
They are belligerent, pouty, whiny and just plain awful.

Then, as a frontal assault on my sense of truth and decency, they cry big, sloppy, Tammy Faye, fake television tears of joy at the reveal.

Bitches, please.

But I must say – It’s some God-damn GREAT TV.

Anywho…

One kitchen I watched being demo’d last night was indicative of what’s been happening to most of us lately.
I even wrote a post about how to handle it…yesterday.
So it’s kind of out of order, but that’s the way life works sometimes, I hope you’ll forgive me.

WARNING: Put the sandwich down. Don’t eat anything while you read this.

Okay, so, as the contractor, with his perfect, white teeth, helped the homeowners demo the shit out of dated, drab green, 1970’s kitchen, (they are always enlisted, supposedly to keep the costs down, but again, it’s good TV to watch an accountant swing a forty pound sledgehammer while his wife looks on, a teeny bit turned on), the upper cabinets collapsed and the ceiling caved in.

What ensued next was a shit storm – literally.

Feces rained down from inside the ceiling, obscuring their vision, getting in their hair and covering their clothes. Apparently sometime in the not too distant past, the house had a cockroach AND mouse infestation. Even the macho contractor screamed like a little girl. The wife ran into a wall trying to escape the shit as it rained down on all three of them. I think she may have broken a nail…like I said GREAT TV.

But honest to God, there it was, right in front of me, three people’s reaction to a shit storm, on TV, and I have to say – it looked pretty familiar, and it made me laugh my ass off.

The screaming and the running and the general disgust. They acted surprised even though mice had been alluded to in the inspection.

We all do the same thing.

We get plenty of warning that the ceiling of our lives is about to collapse and that the feces of poor decisions, bad relationships, and lousy judgment, may rain down; then we run around screaming, crying and acting surprised when it does – WTF?

Hey, I’ve done it.

Was I surprised that I got fired last year? Hell to the no!
I could smell it coming. I was just shocked he had the balls to do it on Christmas Eve. (Best thing that ever happened to me BTW, BECAUSE…another observation of mine is this: there is always a silver lining inside a shit storm.)

Was I surprised my store was flooded? Well, yes, yes I was. But only because the method was so…so biblical.
Listen, deep down I knew the end was near one way or another—so not really. I had called it in. I had prayed for it. Yet when it happened, I screamed and ran into walls; the shame of it getting into my hair and covering my clothes.

We’ve got to cut that shit out, that wide-eyed-acting-surprised-shit. It’s starting to feel as staged and fakity-fake as it looks on TV.

Let’s get real here. There is always warning prior to a shitstorm – always. It’s an argument or an email, a bad job review – a stain on the ceiling or an inspection report.

If we pay attention and read all the signs they’ll be no shock and awe. We’ll know what’s coming. We’ll have choices. We can go clean up the attic before the demo, put a tarp down, or wear a hat and step aside.

All that collapsed ceiling, screaming and running into walls – that’s all for TV.

This is real life.

Sending Big Love,
xox

The energy since the first of the year has been intense. No, it is not your imagination. It has been howl at the moon, scare small children, eat an entire pizza by yourself level intense. But as fate, or luck, or all our answered prayers would have it, it is leveling the fuck out.

The good part has been that it cleaned out all the muck. Good way to start the new Year – muck free, don’t you agree?

One friend asked her massage therapist last week to virtually “get in
there with a Q-tip.” I like that. Getting into the corners and crevices and really digging that shit out.

This energy, bless it’s heart, cleaned out our collective closets. It shook all of our Etch-A-Sketchs. It threw all the plates in the air. It emptied the refrigerator, even way back on the bottom shelf.

You get the picture.

But that can make life VERY uncomfortable.
Some people get sick in response, ‘cause if you’re in bed, binging on Netflix, you don’t have to deal with the shitstorm…yet.
Others are just pissed off. Cantankerous bastards who keep yelling “get out of my way!” We can forgive them though, right? Hey, their Etch-A-Sketch is blank – and the glass is cracked.

I took the coward’s way out. Kidding, but only a little.
I meditated, went to the movies, wrote and slept, as I waited for the shitstorm to pass. Oh, and I played this little ditty on an endless loop. You remember this from earlier this summer. Deva Premal, her voice and this chant in particular, lull me into a sort of coping coma.
If this is playing in the background, I can read the snarky email, deliver the bad news, eat the last of the disgusting holiday leftovers, listen to someone’s squed logic, and watch three minutes of CNN (with the sound off, it’s easier to stomach that way and hey, the ticker says it all).

All that to say, here it is again. Let it help the dust to settle. Let the sound and the calming effect arrange the dust in a more pleasing pattern, so that when we all emerge in the next week, from our caves of confusion, things will make sense…or at least look better.

Happy Sunday
xox